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Secret takeaways

• Citi Bend Money allow you to withdraw particular or all of your own readily available Citi card credit because the a loan
• Bringing your own funds as a good Citi Bend Financing offers a predetermined payment per month and you will repaired interest until your loan was paid off into full
• Citi Fold Finance render plenty of gurus, instance maybe not requiring an additional difficult credit inquiry, but you’ll must work at the fresh new number to make sure it make sense to suit your situation

Credit cards promote a handy solution to buy everyday purchases, but really you can find constantly times when it is possible to choose bucks.

The new Citi Fold Financing program will likely be a good replacement running right up an equilibrium on the cards to own unexpected expenditures otherwise taking out fully a credit card pay day loan. Cash advances generally need an initial percentage (generally 5 percent of the improve count), while the money you obtain will start accruing focus at a great higher variable rates out of big date that no grace period.

If you’re looking to have a better choice, Citi Bend Fund are worth examining. Here’s how Citi Flex Funds work in practice, many suggestions to make it easier to is an excellent choice for you.

What is actually good Citi Fold Financing?

Citi Fold Funds and you will Town Flex Shell out are two apps that offer cardholders more versatile fee alternatives and you will fixed words thanks to Citi’s Citi Fold Arrangements.

With a beneficial Citi Flex Mortgage, you can pull out that loan on your qualified Citi card’s line of credit from the a predetermined interest rate. You could decide how much you will want to obtain and you can accept toward a fixed payment per month and you may fixed rate of interest you to definitely continues into the longevity of the mortgage without completing an alternative app otherwise credit score assessment.

Citi Flex Shell out, concurrently, was a flexible percentage arrange for Citi cardmembers that allows qualified credit card orders becoming reduced throughout the years which have an effective fixed Annual percentage rate.

Each other Citi Flex Fund and Citi Bend Pay is actually solutions when you manage good Citi Bend Package., Citi’s system providing cardholders so much more versatile commission selection and you may fixed terms and conditions.